Your lawyer stands between you and an insurance company whose goal is to avoid paying your claim if possible or paying as little as it can, if it must pay anything at all. Your lawyer’s tools include his ability to explain to the insurance company why it must pay you, the law that they are required to follow and respect, as well as explain how you have been damaged, harmed, and incurred losses, the amount of those harms and losses and how much money the insurance company must pay. If the insurance company fails or refuses to pay a fair amount, your personal injury lawyer’s arsenal includes filing a lawsuit or a demand for arbitration and, if necessary, taking your case to trial before a jury a judge or an arbitrator.